Last updated: 2026-05-08
By accessing or using thepennystacker.com (the "Site") or our services, you agree to these Terms of Service. If you do not agree, do not use the Site.
The Penny Stacker is an independent consumer-information and lead-matching service. We provide educational content and connect homeowners with third-party providers (contractors, lenders, insurers, warranty companies). We are not a lender, broker, insurer, contractor, or warranty provider. We do not negotiate, originate, underwrite, install, repair, or guarantee any product or service.
Information on this Site is for general educational purposes only. It does not constitute legal, financial, tax, or insurance advice. You should consult licensed professionals for advice specific to your situation.
By submitting a quote request, you authorize and consent to be contacted by The Penny Stacker and matched providers via phone (including autodialed and prerecorded calls), text, and email at the contact information you provide, even if your number is on a Do Not Call list. Consent is not a condition of any purchase. You may opt out at any time by replying STOP to a text or unsubscribing via any email.
We are paid by the providers in our network when we successfully match a homeowner. Providers do not pay us to display preferential rankings to you. All offers, rates, pricing, and product details come directly from the providers — we do not control them and cannot guarantee accuracy.
You agree not to: submit false information; use the Site for unlawful purposes; attempt to access non-public areas; reverse-engineer or scrape content; interfere with site operation; impersonate any person.
All content on the Site (text, design, code, logos) is owned by The Penny Stacker or licensed to us. You may view content for personal use; you may not reproduce, distribute, or modify it without our written permission.
The Site is provided "as is" and "as available." We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or that information will be accurate.
To the maximum extent permitted by law, The Penny Stacker shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or any provider relationship initiated through the Site.
You agree to indemnify and hold harmless The Penny Stacker from any claims, losses, or damages arising from your use of the Site, your violation of these Terms, or your interactions with providers.
These Terms are governed by the laws of the United States. Any dispute will be resolved through binding arbitration, except that either party may seek injunctive relief in court for intellectual property claims.
We may update these Terms. Changes are effective when posted on this page.
Questions about these Terms? Email hello@thepennystacker.com.